Blog

Guides and product updates on payment processing in Côte d'Ivoire and Africa.

Mar 20, 2025

Open Source doesn't win by default

I cannot count the number of times I've heard "This product is X, but open source."

A cashier at a barred box-office window selling tickets to waiting customers

Oct 29, 2026

Collecting for other businesses

A platform that collects for other businesses can take the payment, keep its fee and pass on the rest.

A lifeguard on a red tower scanning the sea with binoculars against a pale sky

Oct 26, 2026

Watch first, block later

Our fraud screening starts by watching, so you learn what fraud looks like in your shop before you block anyone.

An open barred vault gate in front of a room of locked safe-deposit boxes

Oct 22, 2026

A passkey is not a second factor

A passkey gets you into the dashboard, and the authenticator app is still what we ask for before money moves.

A person about to post a letter at green letter boxes on a busy Hong Kong street

Oct 19, 2026

The balance moves first

When you refund, your balance drops at once, while the customer's money arrives on the operator's or the bank's schedule.

An attendant behind a theatre cloakroom counter, coats and umbrellas held on racks behind her

Oct 15, 2026

A deposit, not a charge

A card hold blocks a deposit without taking it, which suits rentals where the final bill comes later.

A bank branch on rue des Banques in Le Plateau, Abidjan, with cars parked in front

Oct 12, 2026

From balance to bank, in three currencies

Save your bank account once, check the fee on screen, and make the first payout a small one.

Shoppers and traders on the street outside the Treichville fabric market in Abidjan

Oct 5, 2026

Selling without a website

Most sales here start in a chat, and a payment link lets them finish there.

Oct 1, 2026

π-SPI is changing who owns the merchant's till

Now that any bank or wallet in the UEMOA can pay any other, the wallet sticker on the counter matters less, and whoever runs the moment of payment keeps the customer.

A driver's hand taking a coffee through a drive-through window without leaving the car

Oct 1, 2026

Keep your customer on your page with lomi. Payment Elements

lomi. Payment Elements puts the payment form inside your own page or app, so customers can pay without being sent somewhere else to do it.

Cursor, Grok, Claude, VS Code, OpenCode, and Codex icons centered on a white background

Sep 22, 2026

Connect lomi. in seconds

Click a button, sign in or sign up, then approve.

A customer pays from a phone with a card in hand.

Sep 12, 2026

One customer, every channel

A guest checkout that forgets the phone number is a dead end, because the merchant's customer graph is the business.

A street market between apartment blocks.

Sep 12, 2026

What an instant national rail actually requires

A rail can be live for years and still carry about one payment per person, because instant is a commercial model before it is a go-live email.

Coins, a notebook, and a pen on a wooden table

Sep 12, 2026

Don't pick a partner by average success

A blended success rate can hide one operator having a terrible day. Slice the number by rail, amount, and environment before you pick a partner.

Sep 12, 2026

Cash is still the till

Digital payments lose to cash more than to other apps, and they lose on price, certainty and trust.

A card payment on a terminal at a counter. | Yoco Photography / Unsplash

Sep 12, 2026

Time is money

A payment that is "successful" but sits for days is still a loan the merchant did not agree to.

Apr 26, 2026

Getting started with lomi. payment processing

From sandbox account to first live checkout in under an hour: create an organization, enable payment methods, issue a hosted checkout session, and verify webhooks.

A laptop open on a desk with code on the screen, a plant, and a mug

Apr 26, 2026

SDKs for TypeScript, Python, Go, PHP, and React Native

Official client libraries for TypeScript, Python, Go, PHP, and React Native wrap the same public REST API. Hosted checkout and raw HTTP still work with the same keys.

A laptop, shipping boxes, and order sheets on a wooden table

Apr 26, 2026

lomi. payment plugins for Shopify, WooCommerce, and Magento

Shopify is a custom install from the dashboard, not the App Store. WooCommerce and Magento 2 send shoppers to hosted lomi. checkout, then confirm with a webhook.

lomi. hosted checkout with Apple Pay and Google Pay

Apr 26, 2026

Apple Pay and Google Pay on lomi. checkout

Once cards are on, Apple Pay and Google Pay can sit on the same hosted checkout as Wave, MTN, and π-SPI. Same session. Same webhook. Same receipt.

Apr 25, 2025

lomi. partners with MTN MoMo to expand mobile money checkout across Africa

MTN MoMo is now live on lomi. — giving merchants access to one of the continent's largest mobile money networks, with instant settlement, programmatic refunds, and subscription support from the dashboard and API.

Apr 21, 2025

Underground music's (un)likely digital ally

In a city where spontaneity drives everything, payment technology is turning the underground scene into a data-backed movement with real staying power.

Apr 12, 2025

With lomi.cli, do more with less

Our Rust CLI is the fastest way to authenticate, scaffold a project, test webhooks, create checkout sessions, and manage payments from your terminal — built for developers shipping on lomi.

A customer pays with Apple Pay on another phone in Kinshasa

Apr 11, 2025

lomi. POS

lomi. POS turns a phone into a till. Take Apple Pay on another phone, plus payment links, catalog, and payouts. Built for sellers who live on their phone, not behind a desk.

Apr 10, 2025

West African merchants can now accept local payments on Shopify

Our Shopify app connects your store to lomi. hosted checkout — Wave, MTN MoMo, Orange Money, cards, and SPI in one install, with automatic order reconciliation.

Mar 28, 2025

Choosing a payment gateway in West Africa

Mobile money, cards, XOF, compliance, and developer experience — what francophone merchants should actually evaluate before picking a payment partner.

Feb 18, 2025

lomi. partners with Wave to supercharge online payments in francophone West Africa

We're excited to announce today our strategic partnership with Wave Mobile Money, a collaboration that significantly strengthens our payment infrastructure across francophone West Africa and reinforces our commitment to building enterprise-grade solutions designed specifically for the region's unique needs.