Changelog

Card holds

• •Block an amount on a card, then take it or release it.
• •Taking less than the block releases the rest.
• •You can raise the block before you take it.
• •The fee is 1,000 F CFA, 2 €, or 2 $. The card rate applies only to the amount you take.

Unpaid checkout reminder

• •If a customer leaves checkout without paying, they get an email the next day.
• •The email has a link to finish the payment.

Single-use payment links

• •A payment link can turn itself off after the first payment.
• •Set single_use when you create the link.
• •Leave it out to keep the link open for many payments.

Block a customer

• •Block a customer from their page, or from a payment you mark as fraud.
• •Their phone, email, and card stay on your block list.
• •They cannot pay you while they are blocked.
• •Unblock them from the same page.

Send a payment link

• •From Charge, send a payment link by email.
• •Enter a name and an email.
• •The customer gets a link for that amount.

Withdraw in the same currency

• •Pay out to a saved bank account in F CFA, €, or $.
• •The account currency has to match the balance you withdraw.
• •You see what you receive, the fee, and the total before you confirm.

Apple Pay and Google Pay on your own page

• •Payment Elements registers your domain for Apple Pay and Google Pay.
• •You do not add the domain yourself.
• •Apple Pay shows in Safari and Google Pay in Chrome.
• •Localhost is skipped, so test on a real domain.

Charts in the assistant

• •Ask the dashboard assistant about your sales and it answers with a chart or a table.
• •Answers appear as they are written.
• •Send feedback or a support request from the same panel.

Instant payouts

• •Card, Apple Pay, and Tap to Pay funds can be paid out immediately.
• •The fee is 2%, with a minimum of 500 F CFA, 1 €, or 1 $.
• •On Balance, Pay out now sits next to the amount available instantly.
• •It is on after your business is approved.

Bank details on invoices

• •Add a saved bank account to an invoice.
• •The customer sees it on the invoice and on the PDF.
• •You can also add a pay link.

Price IDs

• •Each price in the catalog has a short ID.
• •Copy it when you create a checkout from your own app.

Short payment IDs

• •Payments, payouts, and customers use a short ID.
• •Copy it from the list or from the details.
• •Exports use the same ID.

Payment receipt

• •After a customer pays on checkout, they see a receipt.
• •It shows the amount and the item.
• •They can download it.
• •If you set a success page, they return to your site instead.

New checkout address

• •Hosted checkout now opens at pay.lomi.africa.
• •Old checkout links redirect, so links you already sent keep working.
• •Nothing to change in your integration.

Checkout no longer keeps card numbers

Payout and refund webhooks

• •Get PAYOUT_CREATED, PAYOUT_COMPLETED, and PAYOUT_FAILED on your webhook.
• •Refunds send REFUND_CREATED, REFUND_COMPLETED, and REFUND_FAILED.
• •Refund events cover Wave, MTN, cards, and π-SPI.

One-click setup for AI assistants

• •Add lomi. to Cursor in one click from the docs.
• •An agent without an account can get a sandbox key on its own.
• •Live keys still need a merchant account.

Sign in with a passkey

• •Sign in to the dashboard with your phone or laptop unlock instead of a password.
• •Add or remove passkeys from your account settings.
• •Your other sign-in methods keep working.

Export your ledger

• •Export every transaction and refund for a date range.
• •Choose CSV for your spreadsheet or PDF for your accountant.
• •The PDF shows the period and the number of transactions and refunds.

Bubble plugin

• •Bubble apps can take payments with lomi.
• •Install the plugin from the Bubble plugin directory.
• •Customers pay on lomi. hosted checkout.
• •Setup steps are in the docs.

Connect an AI assistant

• •Connect Claude, Cursor, or another MCP client to your lomi. account.
• •You sign in from the browser. No key to copy.
• •You pick the organization, the access level, and Test or Live before you approve.
• •Remove the connection from the dashboard at any time.

Wave refunds and payouts

• •Refund a completed Wave payment from the API, full or partial
• •A partial Wave refund needs the customer phone on file
• •Pay out to a Wave number (name + phone). Live keys only: sandbox Wave payouts return 400
• •MTN refunds use the same endpoint. π-SPI refunds and MTN payouts are not on these routes

Magento and PrestaShop plugins

• •Magento and PrestaShop can take lomi. checkout the same way WooCommerce already does

Production API on Railway & webhook reliability

• •Production API deployed on Railway with readiness health checks
• •Webhook delivery replay tooling and SSRF protections
• •Subscription renewed and cancelled merchant webhooks
• •Shared PDF receipt generation across checkout and dashboard

WhatsApp Commerce automation

• •Connect WhatsApp Business from the dashboard Integrations tab
• •Sync catalog items from your lomi. product catalog
• •Inbound order webhooks and order status tracking for WhatsApp sales
• •Automated checkout links when customers order via WhatsApp

lomi CLI v3

• •lomi CLI v3 (Rust): login, init, checkout, refunds, listen, and probe
• •Local webhook forwarding with lomi listen for development
• •lomi ui add to install Lomi UI components from the terminal
• •install-rules for Cursor, Claude, and other AI coding assistants

Agent assistant panel

• •Agent assistant panel in the merchant dashboard with multi-tab conversations
• •Ask questions, run merchant tools, and review tool activity in one place
• •Org and user preferences for enabled tools and write permissions
• •Starter prompts for payouts, payment links, and checkout tasks

MCP server for AI assistants

• •@lomi./mcp server exposing the merchant REST API as MCP tools
• •Hosted HTTP transport and local stdio via npx @lomi./mcp
• •OpenAPI-generated tool manifest with policy-controlled write access
• •Cursor and Claude Desktop config examples in docs.lomi.africa

Customer portal & self-service

• •Hosted customer portal at customers.lomi.africa
• •Magic-link and SMS OTP authentication for end customers
• •Self-service subscription management and billing history
• •Transaction history and downloadable receipts

Shopify & WooCommerce plugins

• •Shopify app with custom install, cart pay, and order-complete webhooks
• •WooCommerce plugin connecting store checkout to lomi. hosted checkout
• •Integration source tracking on checkout sessions for attribution
• •Setup guides and webhook configuration in docs.lomi.africa

Digital product delivery

• •Digital and hybrid product fulfillment types in the catalog
• •Automatic file delivery after payment on checkout success
• •Delivery emails and a permanent download library on the customer portal
• •PURCHASE_FULFILLED webhook for entitlement automation

Storefront & Apple Pay / Google Pay

• •Merchant storefront with cart, catalog, and hosted checkout
• •Apple Pay and Google Pay via Stripe Express Checkout
• •Storefront branding and settings in the dashboard
• •Public storefront at your merchant slug on lomi.africa

Lomi UI component library

• •Copy-paste payment components inspired by hosted checkout (shadcn-style)
• •Provider selector for Wave, MTN, Orange Money, and cards
• •Mobile money checkout cards, summaries, and payment status states
• •Install with lomi ui add or shadcn registry URLs from docs.lomi.africa

Embed checkout, Direct Charges & Payment Elements

• •@lomi./embed widget with inline iframe and modal overlay modes
• •Advanced Direct Charges: POST /charge/wave, /charge/mtn, and /charge/card
• •Embedded card flows return client_secret for in-app confirmation
• •lomi. Payment Elements via @lomi./sdk for white-label card UI
• •Multi-product checkout sessions with line items

Merchant REST API & card payments

• •Public NestJS merchant REST API mirroring core platform operations
• •Stripe card payments with Visa, Mastercard, and Amex
• •Multi-currency support and international card acceptance
• •Outbound merchant webhooks with BullMQ delivery and retries
• •Separate Test and Live environments with standardized errors

Developer docs, OpenAPI & SDKs

• •Developer docs site at docs.lomi.africa
• •Canonical OpenAPI specification (platform API version 1.1.0)
• •Official SDKs for TypeScript, JavaScript, Python, Go, and PHP
• •Interactive API reference, guides, and webhook documentation
• •Open-source docs and SDKs under AGPL-3.0

Analytics dashboard & insights

• •Revenue, MRR, AOV, and subscription churn charts
• •Provider distribution and transaction volume reporting
• •Top-performing products and new customer trends
• •Date-range filters with CSV, PDF, and JSON export

Automatic withdrawals & payout scheduling

• •Automatic withdrawal scheduling for merchants
• •Configurable payout day and method preferences
• •Payout notifications and status tracking
• •Bulk payouts to multiple beneficiaries
• •Downloadable payout receipts

Merchant invoicing & bulk payment requests

• •Invoicing workspace in the dashboard with status filters and KPIs
• •Create and track receivable invoices linked to customers
• •Bulk RTP CSV upload to send many payment requests at once
• •Invoice checkout sessions for customer self-pay links

MTN Mobile Money integration

• •Integrated MTN Mobile Money for Côte d'Ivoire and West Africa
• •MTN payment prompts with real-time status updates
• •Phone number validation for MTN transactions
• •MTN as a payout destination for merchant withdrawals

Refunds & dispute management

• •Full and partial refunds from the dashboard via Mobile Money
• •Refund reason tracking and customer notifications
• •Chargeback monitoring and dispute management tools
• •Refund-specific transaction status tracking

Subscription billing & recurring payments

• •Subscription products with monthly, quarterly, and yearly billing
• •Automatic renewal and failed-payment retry logic
• •Subscription cancellation and prorated refunds via Mobile Money
• •Trial periods and deferred first payment support
• •Pay-what-you-want pricing on hosted checkout

Payment Requests API

• •Payment Requests API for backend-created, time-bound payment intents
• •Expiry dates, customer references, and shareable payment URLs
• •Idempotency keys on create for safe retries
• •Listed in SDKs for TypeScript, Python, Go, and PHP

Webhooks & event notifications

• •Merchant webhook endpoints with per-event filtering
• •Signed webhook payloads for server-side verification
• •Automatic retries for failed webhook deliveries
• •Webhooks dashboard with delivery history and manual replay
• •Events include payment succeeded, failed, refunded, and payout completed

Hosted checkout, payment links & subscriptions

• •Checkout sessions for one-time and subscription products
• •Shareable payment links with customizable checkout forms
• •Product catalog with images, pricing, and quantity selection
• •Coupon codes and discounts at checkout
• •Subscription renewals with customer email notifications

Team management & invitations

• •Team member invitations with role-based access
• •Organization management for multi-user merchant accounts
• •Activity feed and audit logs for team actions
• •Email notifications for team events

Wave Mobile Money integration

• •Added Wave as a primary Mobile Money provider in Côte d'Ivoire
• •Instant Wave checkout prompts with real-time status updates
• •Wave balance checking and payout support for merchants
• •Real-time transaction status updates for customers

Launch

• •Launched the lomi. merchant dashboard with transactions, balance, and payouts
• •Customer management and payment channel configuration
• •Merchant onboarding and KYC activation flow
• •Payment links and the first hosted checkout experience