Fraud prevention
Stop risky charges before they complete
lomi. Radar evaluates incoming charges on card, MTN, and Wave rails before completion. Opt in per organization, choose monitor or block mode, and react to risk assessments via webhooks.
Built-in rules (v1)
High-value and velocity
Flag large XOF amounts or block more than 20 charges per customer per hour by default.
Mobile-money patterns
Detect repeat phone numbers across customers on MTN and Wave, common fraud signal in the region.
Card country mismatch
Flag billing countries outside WAEMU when card rails are used.
Monitor or block
Start in monitor mode to observe flags, then switch to block when your team is ready, separate from post-payment disputes.
What is lomi. Radar?
Payment infrastructure for francophone West Africa: hosted checkout, Mobile Money, cards, payouts, subscriptions, and developer APIs across UEMOA. Radar screens incoming card and mobile-money charges with configurable risk rules before they complete.
Key facts
- Evaluate charges on card, MTN MoMo, and Wave rails before completion.
- Monitor mode flags risky payments; block mode can stop them automatically.
- Risk assessments are delivered via webhooks for your backend workflows.
Radar vs post-payment disputes
Radar prevents risky charges at authorization time. Card disputes and chargebacks are handled separately after payment under the disputes workflow.
How to enable Radar
- Enable Radar for your organization in the dashboard.
- Start in monitor mode to observe flagged charges without blocking customers.
- Switch to block mode when your team is comfortable with the rule thresholds.
Radar FAQ
Which payment methods does Radar cover?
Card, MTN Mobile Money, and Wave incoming charges in the current v1 rule set.
Chargebacks after payment?
Radar screens incoming charges. After-the-fact card disputes are handled under Disputes in the docs.
See pricing