The wallets sit on the same page as Wave.
Customers in the UEMOA already pay with Wave, MTN, cards, and π-SPI. Some of them also have Apple Pay or Google Pay on the phone they are holding. Diaspora buyers. Staff with a work laptop. Anyone who got used to one tap abroad.
We put those wallets on hosted checkout. Not a second product. Not a redirect off the lomi. page.
How it works
You create a checkout session the way you already do. The customer opens the lomi. page. If their browser and device support a wallet, the Apple Pay or Google Pay button is there, above Wave, MTN, and cards.
They confirm on the device. You get the same completed session, the same webhook, and the same receipt as any other card sale.
If you collect cards on your own site with Payment Elements, the same wallet buttons can sit above the card fields. Those buttons stay Apple's and Google's. We register the page domain for you. Localhost is skipped.
Turn it on
Open Dashboard, Settings, Payment channels. Turn Cards on first. Apple Pay and Google Pay follow Cards. They stay off until you enable them.
Wallets only render when the buyer can actually use them. Safari for Apple Pay. Chrome for Google Pay. A missing button usually means the device, not a broken session. Test with test keys before you take live money.
Where it works
Cards, Apple Pay, Google Pay, and π-SPI cover the eight UEMOA countries in F CFA. Wave is Côte d'Ivoire. International card products can settle in euro or dollars when you set that currency.
This is not Orange Money. This is not Moov. Card and wallet charges below 1,000 F CFA are not offered.
Pricing
Wallet sales price as cards. The public rates are on the pricing page.
Instant settlement, when you turn it on, covers card, Apple Pay, and Tap to Pay sales. Two percent. The cap follows account history. It does not cover Wave.
Common questions
Do I need a second integration for wallets? No. Hosted checkout and Payment Elements reuse the card rail.
Does this replace Wave? No. Checkout still shows the methods you enable. Customers pick what they trust.
Can I redraw Apple Pay as a lomi. button? No. Apple and Google keep their own buttons.
Is this Tap to Pay? No. Tap to Pay is in person on a phone. This post is the hosted page and Elements on a website.
Docs: payment channels and Payment Elements.
lomi. is payment infrastructure for francophone West Africa. Accept payments, send payouts, and automate financial workflows with ease. To learn more about what drives our product roadmap, read our blog, visit our GitHub, connect your AI agent to our services, or just create an account.