Build your own payment experience
Charge from your server when you want customers to stay in your app. Wave, MTN, and cards are ready today.
Customer
Ama Diallo
Method
Wave ••• 77 88
Amount15 000 F CFA
What you get
Stay in your app
You design the page. We create the charge. Customers approve Wave or MTN on their phone.
Cards when you need them
Mount lomi. Elements on your page. Card data never hits your server.
Know when it lands
We notify you when a payment succeeds, so you can fulfill with confidence.
Works with Network
Platforms can charge on behalf of connected merchants. See Network.
Use with other lomi. products
What are lomi. direct charges?
Direct charges let you accept Wave, MTN, and cards in your own app.
Key facts
- Charge Wave and MTN from your server. Customers approve on their phone.
- Collect cards in your app with lomi. Elements.
- You get notified when a payment completes.
- Create charges from your server, never from the browser.
- Switch charges are not available and return 503. Use hosted checkout or lomi. Elements for cards.
Direct charges vs hosted checkout
Hosted checkout is fastest for most teams. Direct charges are for when you want the payment to live in your own app.
How to use direct charges
- Create a charge from your server.
- For Wave or MTN, ask the customer to approve on their phone. For cards, confirm with lomi. Elements.
- Wait for the payment to complete, then fulfill.
- Use hosted checkout or payment links unless you need a custom flow.