Platforms and marketplaces
Pay out to connected merchants on one integration
An Operator organization acts on behalf of Member Accounts (real lomi. merchants with acct_... ids). Add Lomi-Account to API calls with your operator secret key to create charges, checkout sessions, refunds, and reads for each connected account.
Core concepts
Operator and member accounts
You hold the operator API key; each member is a connected organization with its own branding and payment methods at checkout.
Delegated API calls
Same public endpoints as direct merchants — plus Lomi-Account: acct_... on requests that target a member.
Capabilities per membership
Permissions such as payment.create or refund.create are granted per operator–member relationship and environment.
Reporting in the dashboard
Operators review delegated performance in the Network panel; member-scoped transactions require the header on API reads.
Single merchant?
If you only process for your own organization, use standard checkout or direct charges without Network headers.
See pricing