The first payment does not need a site
A merchant in Abidjan can take a first payment with nothing more than a payment link, without a catalogue or a form. You create the link and send it, and the customer pays in F CFA on a lomi. page at pay.lomi.africa.
If you already have a site
If you already have a site, send customers to hosted checkout by creating a checkout session and sharing its URL. If they need to stay on your page, a direct charge does that, and cards on your page go through lomi. Elements, so you never handle the card number.
What the customer can pay with
Checkout shows the methods you turn on. Cards, Apple Pay, Google Pay and π-SPI cover the 8 UEMOA countries in F CFA, while Wave and MTN work in Côte d'Ivoire only. Cards, Apple Pay and Google Pay stay hidden below 1,000 F CFA.
After they pay
Once they pay, you get a webhook, although mobile money still needs the customer's approval on their phone. Read the transaction before you fulfill the order, because the redirect alone does not prove the payment went through.
You are paid from your available balance to mobile money, a local bank or an international bank, and the payout follows the ledger currency, whether F CFA, euro or dollar. Fees are on the pricing page, and this post does not quote a rate.
What to do Monday
If you have no site, create a payment link, and if you have one, create a checkout session. Then turn on the methods your customers already use, and confirm each payment before you deliver.
Docs: How do I use checkout?, which integration to choose, and how to verify a payment.
lomi. is payment infrastructure for francophone West Africa. Accept payments, send payouts, and automate financial workflows with ease. To learn more about what drives our product roadmap, read our blog, visit our GitHub, connect your AI agent to our services, or just create an account.