Name: lomi. Payment API
Rating: 4.8 (150 reviews)
Author: lomi.

Question 1

How do I get started with lomi.?

Accepted Answer

Getting started is simple: create an account on our dashboard, connect your preferred payment methods, and you're ready to accept payments. It takes just a few minutes.

Question 2

How does lomi. pricing work?

Accepted Answer

lomi. offers transparent pricing with no hidden fees. We charge 2% + 200 F CFA per transaction for mobile money, and 3.5% + $0.40 for credit cards. There are no setup fees, no monthly fees, and no hidden charges.

Question 3

What payment methods do you support?

Accepted Answer

We support major credit and debit cards (Visa, Mastercard, Amex, GIM UEMOA), and mobile money across multiple African countries including Wave, MTN, and SPI instant payments.

Question 4

Which mobile money providers do you support?

Accepted Answer

We support Wave (popular in Senegal and Côte d'Ivoire), MTN (West and Central Africa), and SPI for interoperable mobile money payments across 8 UEMOA countries: Benin, Burkina Faso, Côte d'Ivoire, Guinea-Bissau, Mali, Niger, Senegal, and Togo.

Question 5

Which countries do you support?

Accepted Answer

lomi. supports payments in all 8 UEMOA countries: Benin, Burkina Faso, Côte d'Ivoire, Guinea-Bissau, Mali, Niger, Senegal, and Togo. For credit cards, we support payments from customers worldwide.

Question 6

When can I receive my funds?

Accepted Answer

Funds are typically available for withdrawal within 2 business days after a payout is completed.

Question 7

How do payouts work?

Accepted Answer

You can withdraw your earnings to any mobile wallet in the UEMOA region or to any bank account globally. Payouts are processed instantly, giving you full control over when you receive your money.

Question 8

How do refunds work?

Accepted Answer

You can issue both full and partial refunds directly from the dashboard. Full refunds are free of charge. Partial refunds incur a 2% processing fee to cover costs. The original transaction fees are not refunded as they are charged by payment networks.

Question 9

How does lomi. handle chargebacks?

Accepted Answer

Mobile money transactions cannot have chargebacks. For credit card disputes, lomi. provides proactive fraud monitoring to minimize chargeback rates. We handle dispute management on your behalf when acting as your Merchant of Record.

Question 10

Can I set up recurring payments and subscriptions?

Accepted Answer

Yes, lomi. fully supports recurring payments and subscription management. You can create subscription plans, manage billing cycles, and handle upgrades and cancellations through our dashboard or API.

Question 11

How do I integrate lomi. with my website or app?

Accepted Answer

We provide official SDKs for Next.js, JavaScript, Go, Python, and PHP. Our REST API is well-documented and allows you to integrate payments, manage products, handle webhooks, and automate your payment workflows programmatically.

Question 12

How secure is lomi.?

Accepted Answer

lomi. uses industry-standard security protocols and is fully compliant with PCI DSS requirements for card payments processing. We employ encryption, tokenization, and other security measures to protect your data and your customers' information.

Question 13

Is there a minimum transaction amount?

Accepted Answer

No, there is no minimum transaction amount. You can process payments of any size through our platform.

Question 14

Can I use lomi. for international transactions?

Accepted Answer

Yes, lomi. supports international transactions. We can process payments in multiple currencies, including USD and EUR.

Language	Package	Installation
TypeScript	`@lomi./sdk`	`npm install @lomi./sdk`
Python	`lomi-sdk`	`pip install lomi-sdk`
Go	`lomi-go-sdk`	`go get github.com/lomiafrica/lomi-go-sdk`
PHP	`lomi/lomi-sdk`	Via Composer (see below)

Service	Description
`customers`	Create and manage customers
`checkoutSessions`	Create hosted checkout pages
`transactions`	View transaction history
`paymentLinks`	Generate shareable payment links
`paymentRequests`	Request payments from customers
`products`	Manage your product catalog
`prices`	Configure product pricing
`subscriptions`	Recurring billing management
`refunds`	Process refunds
`discountCoupons`	Create and manage coupons
`payouts`	Withdraw funds to bank/mobile money
`beneficiaryPayouts`	Pay out to third parties
`webhooks`	Configure webhook endpoints
`webhookDeliveryLogs`	Debug webhook deliveries

SDK	Minimum version
TypeScript	Node.js 18+
Python	Python 3.9+
Go	Go 1.18+
PHP	PHP 8.0+

SDKs Overview

lomi. SDKs

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Available services

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Python

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PHP

Requirements

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