lomi. vs Semoa

Semoa is a Togolese payments and wallet company. lomi. is the better fit when the customer pays on a hosted page with Wave in Côte d'Ivoire or with a card, and you withdraw to your own account.

Where lomi. fits

lomi. is payment infrastructure for francophone West Africa. You get a hosted checkout, a payment link, WhatsApp, and store plugins. You collect Wave in Côte d'Ivoire and cards, including Apple Pay and Google Pay, then withdraw to your own mobile money or bank. There is no monthly platform fee. The processing rates are on the pricing page. Wave collection is Côte d'Ivoire only. lomi. does not collect MTN or Orange today. π-SPI is built to run with a licensed partner. lomi. does not claim to be on the BCEAO switch itself.

Where Semoa is stronger

Semoa is stronger if Togo is the home market and customers already hold their wallet. lomi. is not a Togolese wallet.

Semoa · Pricing · Payment methods

This is not a fee table. The facts come from their public site and from what lomi. actually does.