lomi. vs PawaPay

PawaPay is one mobile-money API across 23 African countries. Their site cites millions of transactions a day. lomi. is the francophone merchant product: a hosted page, Wave in Côte d'Ivoire, cards, and a payout to your own account.

Where lomi. fits

lomi. is payment infrastructure for francophone West Africa. You get a hosted checkout, a payment link, WhatsApp, and store plugins. You collect Wave in Côte d'Ivoire and cards, including Apple Pay and Google Pay, then withdraw to your own mobile money or bank. There is no monthly platform fee. The processing rates are on the pricing page. Wave collection is Côte d'Ivoire only. lomi. does not collect MTN or Orange today. π-SPI is built to run with a licensed partner. lomi. does not claim to be on the BCEAO switch itself.

Where PawaPay is stronger

PawaPay is better if you need many countries and payouts into wallets across Africa from one API. They are a Kenya-authorised payment provider in a UK group, not a UEMOA merchant dashboard. lomi. does not match that coverage.

PawaPay · Pricing · Payment methods

This is not a fee table. The facts come from their public site and from what lomi. actually does.