lomi. vs CinetPay

CinetPay is the large francophone aggregator: their site says more than 10 countries, 64 methods, and mass payout. lomi. is the tighter merchant stack for a hosted page, a link, WhatsApp, and a payout to your own account.

Where lomi. fits

lomi. is payment infrastructure for francophone West Africa. You get a hosted checkout, a payment link, WhatsApp, and store plugins. You collect Wave in Côte d'Ivoire and cards, including Apple Pay and Google Pay, then withdraw to your own mobile money or bank. There is no monthly platform fee. The processing rates are on the pricing page. Wave collection is Côte d'Ivoire only. lomi. does not collect MTN or Orange today. π-SPI is built to run with a licensed partner. lomi. does not claim to be on the BCEAO switch itself.

Where CinetPay is stronger

CinetPay is better if you need many countries, mass payout to wallets, or school-fee collection today. They also publish a much larger merchant base. lomi. is younger and does not collect Orange or MTN.

CinetPay · Pricing · Payment methods

This is not a fee table. The facts come from their public site and from what lomi. actually does.